• Business strategy aligned to clients' needs and trends in Indian and global economy / industry
  
• Internationally experienced core team, majority with local background
• Fast, decentralised decision making
• Long-term commitment to market and clients

Trust

At Bajaj Allianz, we realise that you seek an insurer whom you can trust. Bajaj Finserv Limited, is a part of Bajaj group ,which is a trusted name for over 55 years in the Indian market and Allianz SE has over 110 years of global experience in financial services. Together we are committed to provide you with time tested and trusted financial solutions that provide you all the security you need for your investments. And more…

Underwriting Philosophy

Our underwriting philosophy focuses on:

• Understanding the customer's needs
• Underwriting what we understand
• Meeting the customer's requirements
• Ensuring optimal coverage at lowest cost

Claims Philosophy

The Bajaj Allianz team follows a service that aims at taking the anxiety out of claims processing. We pride ourselves on a friendly and open approach. We are focused towards providing you a hassle free and speedy claims processing. Our claims philosophy is to :

• Be flexible and settle fast
• Ensure no claim file to be seen by more than 3 people
• Check processes regularly against the global Allianz OPEX (Operational Excellence) methodology sold over 1 million since inception.

Customer Orientation

At Bajaj Allianz, our guiding principles are customer service and client satisfaction. All our efforts are directed towards understanding the culture, social environment and individual insurance requirements - so that we can cater to all your varied needs.

Experienced and Expert Servicing Team

We are driven by a team of experienced people who understand Indian risks and are supported by the necessary international expertise required to analyse and assess them.

Service engineers located in every major city

Superior Technology

• In order to ensure speedy and accurate processing of your needs, we have established world class technology, with renowned insurance software, which networks all our offices and intermediaries
• Using the Web, policies can be issued from any office across the country for retail products
• Unique, user friendly software developed to make the process of issue of policies and claims settlement simpler (e.g. online insurance of marine policy certificate)

Unique Forms of Risk Cover

• Special PA cover for Amarnath Yatris
• Film insurance
• Event management cover
• Sports & Entertainment Insurance Package

Risk Management- Our Expertise

Our service methodology is tried, tested and proven the world over and involves:

• Risk identification: Inspections
• Risk analysis: Portfolio review and gap analysis
• Risk Retention
• Risk Transfer: To an insurer as well as reinsurer (as required)
• Creation of need based products
• Ongoing dialogue and Productivity

Channels

We have multichannel distribution strategy

• Agents and Corporate Agents – Over 7000 agents across India
• Bancassurance – Over 200 Bancassurance
• Motor Dealers
• Travel Agents